Around 23 equity mutual fund schemes have offered more than 30% SIP returns in five years, a performance analysis by ETMutualFunds showed. There were around 185 equity schemes that have completed five years in the market.
Quant Small Cap Fund, the topper in the list, offered 46.70% SIP returns in the five year horizon. Nippon India Small Cap Fund, the largest scheme in the small cap category based on assets managed, offered 37.92% returns on SIP investments in the same time period.
Equity Mutual Funds: Five-year SIP Performance
Scheme
| Current value of Rs 10,000 monthly SIP (Rs)
| XIRR(%)
|
| Quant Small Cap Fund | 17,94,960.93 | 46.15% |
| Nippon India Small Cap Fund | 14,76,067.92 | 37.47% |
| Quant Mid Cap Fund | 13,77,130.72 | 34.45% |
| Bank of India Small Cap Fund | 13,76,835.28 | 34.44% |
| Quant ELSS Tax Saver Fund | 13,64,424.96 | 34.05% |
| Edelweiss Small Cap Fund | 13,08,446.82 | 33.60% |
| Quant Flexi Cap Fund | 13,47,030.21 | 33.49% |
| HSBC Small Cap Fund | 13,44,275.02 | 33.40% |
| Franklin India Smaller Cos Fund | 13,40,459.48 | 33.28% |
| Canara Robeco Small Cap Fund | 12,96,047.31 | 33.18% |
| HDFC Small Cap Fund | 13,24,099.36 | 32.75% |
| SBI Contra Fund | 13,07,514.41 | 32.21% |
| Motilal Oswal Midcap Fund | 13,03,586.48 | 32.08% |
| Tata Small Cap Fund | 12,98,194.31 | 31.90% |
| ICICI Prudential Smallcap Fund | 12,91,196.41 | 31.67% |
| Invesco India Smallcap Fund | 12,84,272.61 | 31.43% |
| DSP Small Cap Fund | 12,75,781.61 | 31.15% |
| Nippon India Growth Fund | 12,63,556.77 | 30.74% |
| Union Small Cap Fund | 12,61,889.44 | 30.68% |
| Quant Active Fund | 12,59,106.49 | 30.58% |
| HDFC Mid-Cap Opportunities Fund | 12,57,205.00 | 30.52% |
| Kotak Small Cap Fund | 12,55,939.77 | 30.48% |
| Sundaram Small Cap Fund | 12,49,562.07 | 30.26% |
Source: ACE MF, XIRR as on January 17, 2024
Quant Mid Cap Fund offered 35.05% in five years on SIP investments. Bank of India Small Cap Fund offered 35.01% SIP returns. Quant Flexi Cap Fund, Quant Active Fund, and Quant ELSS Tax Saver Fund - a flexi cap, multi cap, and an ELSS fund from Quant Mutual Fund, offered 33.49%, 30.58%, and 34.05% respectively.
HDFC Mid-Cap Opportunities Fund, the largest scheme in the mid cap category based on assets managed, offered 30.52%. SBI Contra Fund, the only contra fund in the list, offered 32.21% in five years.
A monthly SIP investment of Rs 10,000 in these 23 equity schemes would have grown to Rs 12.49-17.94 lakh. These schemes offered XIRR between 30.26%-46.15% in a five year period.
We looked at equity categories such as large cap, mid cap, small cap, large & mid cap, focused fund, flexi cap, ELSS, value fund, contra fund, and multi cap.
We considered XIRR (% returns) while analyzing the performance of schemes via SIP. Regular and growth option schemes were considered for the analysis. The period for five years ranges from January 2019 to January 2024.
Note, the above exercise is not a recommendation. One should not make investment or redemption decisions based on the above exercise. One should always consider investment objectives, risk appetite and investment horizons before making investment decisions.
FAQs
Around 23 equity mutual fund schemes have offered more than 30% SIP returns in five years, a performance analysis by ETMutualFunds showed. There were around 185 equity schemes that have completed five years in the market. Quant Small Cap Fund, the topper in the list, offered 46.70% SIP returns in the five year horizon.
Which SIP gives highest return in 5 years? ›
Best SIP Plans for 5 Years to invest (Debt)
| Fund | AUM (In Crs) | 5 Yr Return (%) |
|---|
| Aditya Birla Sun Life Dynamic Bond Fund Direct Plan Growth | ₹1726 Cr | 6.25 % |
| ICICI Prudential All Seasons Bond Fund Direct Plan Growth | ₹11883 Cr | 8.35 % |
| Kotak Dynamic Bond Direct Growth | ₹2544 Cr | 7.73 % |
| SBI Dynamic Bond Fund Direct Growth | ₹3070 Cr | 8 % |
1 more rowTop funds to fulfill your investment strategy
| Fund Name | 5Y Returns (p.a.) | |
|---|
| Quant Active Fund Equity - Multi Cap | 34.60% | Invest on App |
| Quant Large and Mid Cap Fund Equity - Large & MidCap | 33.32% | Invest on App |
| Quant Focused Fund Equity - Focused | 30.02% | Invest on App |
| Parag Parikh Flexi Cap Fund Equity - Flexi Cap | 26.61% | Invest on App |
Highest Return Mutual Funds in Last 5 Years
| Fund Name | 3 Years Return | 5 Years Return |
|---|
| Tata Infrastructure Fund (G) | 33.4% | 25.6% |
| Bank of India ELSS Tax Saver Fund (G) | 24.3% | 25.3% |
| DSP India T I G E R Fund (G) | 35.1% | 24.9% |
| Nippon India Growth Fund (G) | 28.3% | 24.7% |
16 more rowsList of Returns from Moderate Risk Equity Funds
| Scheme Name | 1 Year | 5 Years |
|---|
| Axis Equity Saver Fund | 20.31% | 12.10% |
| HDFC Equity Savings Fund | 20.06% | 13.49% |
| Edelweiss Equity Savings Fund | 17.51% | 11.93% |
| PGIM India Equity Savings Fund | 10.09% | 8.89% |
2 more rowsHDFC Mid-Cap Opportunities Fund, the largest scheme in the mid cap category based on assets managed, offered 30.52%. SBI Contra Fund, the only contra fund in the list, offered 32.21% in five years. A monthly SIP investment of Rs 10,000 in these 23 equity schemes would have grown to Rs 12.49-17.94 lakh.
What happens if I invest 20 000 a month in SIP for 5 years? ›
Value of INR 20,000 per Month in SIP
If an investor invests INR 20,000 per month for a period of 5 years, he will be able to earn INR 17 lakh as the overall income generated from SIP. The total investment in the tenure of 5 years will be only INR 12 lakh.
What happens if I invest $1,000 in SIP for 20 years? ›
If you were to stay invested for a shorter duration, say 20 years, you'd invest Rs 2,40,000, but your portfolio value would be Rs 9.89 lakh. A decade-long investment of Rs 1,000 per month would equal Rs. 2,30,038, as compared to Rs. 1,20,000 invested over the same period.
What if I invest $10,000 a month in SIP for 5 years? ›
An investment of Rs 10,000 per month via systematic investment plan (SIP) route over a period of five years in Quant Small Cap Fund's growth is worth nearly Rs 19 lakh today.
What if I invest 30 000 a month in SIP for 5 years? ›
What if I invest ₹30,000 in SIP for 5 years? If you invest ₹30,000 per month in a Systematic Investment Plan (SIP) for a period of 5 years, assuming an average annual return of 12% on your SIP investment, using the SIP calculator, your returns will be: Your invested amount will be: ₹18,00,000.
There are eight large cap mutual funds which have delivered over 40 percent return in the past one year. These include Quant Large Cap Fund, Bank of India Bluechip Fund, JM Large Cap Fund and Nippon India Large Cap Fund, among others.
What is high risk in SIP? ›
SIP means systematic investment plan, in which you invest money periodically (weekly , monthly) in MF. High risk means, MF invest mostly invest in stocks less in debt securities. Low risk means, MF mostly invest in debt securities like bonds debenture etc and less in stocks.
Which is the No 1 mutual fund in India? ›
As per data available on the AMFI website, among the top 10 best mutual funds in the mid-cap category, Quant Mid Cap Fund holds the highest position. It is followed closely by Motilal Oswal Midcap Fund and Mahindra Manulife Mid Cap Fund.
What if I invest $1,000 in mutual funds for 10 years? ›
(You must convert the rate of return to the monthly figure through dividing by 12). You also have n = 10 years or 120 months. FV = Rs 1,84,170. So, the future value of a SIP investment of Rs 1,000 per month for 10 years at an estimated rate of return of 8% is Rs 1,84,170.
Which is the best mutual fund to invest for 5 years? ›
The table below shows the best hybrid funds:
| Mutual fund | 5 Yr. Returns | |
|---|
| Quant Multi Asset Fund - Direct Plan-Growth | 20.93% | Invest Now |
| Quant Absolute Fund - Direct Plan-Growth | 19.59% | Invest Now |
| Quant Multi Asset Fund Reinvestment of Income Distribution cum capital withdrawal Option Direct Plan | 20.77% | Invest Now |
7 more rowsMar 14, 2024
Top SIP Plans of 5,000 Per Month for 10 Years
| Mutual Fund | Risk Involved | Returns (%) |
|---|
| ICICI Prudential Technology Fund | Very High | 28.08 |
| Quant Active Fund | Very High | 33.67 |
| Aditya Birla Sun Life Corporate Bond Fund | Moderate | 8.19 |
| Quant Large And Mid Cap Fund | Very High | 20.57 |
6 more rowsFeb 20, 2024
Top 10 Best Mutual Funds SIP to Invest In India
- HDFC Mid-Cap Opportunities Fund.
- Parag Parikh Flexi Cap Fund.
- ICICI Pru Bluechip Fund.
- HDFC Flexi Cap Fund.
- Nippon India Small Cap Fund.
- HDFC Balanced Advantage Fund.
- ICICI Prudential Equity & Debt Fund.
- ICICI Prudential Corporate Bond Fund.
Nippon India Small Cap Fund, the topper in the list, gave around 24.47% SIP returns in 10 years.
Which SIP gives 15% return? ›
Motilal Oswal Focused Fund Direct-Growth
Minimum investment: The minimum SIP investment is ₹500. Lock-in period: There is no lock-in period for this fund. Returns (p.a): The one-year return of the fund is 15.33%. Risk: The fund carries a very high risk.
What if I invest 3 000 a month in SIP for 5 years? ›
What if I invest Rs. 3,000 a month in SIP for 5 years? If you invest Rs. 3,000 per month through SIP for 5 years, assuming 12% return. The estimate total returns will be Rs. 67,459 and the estimate future value of your investment will be Rs. 2,47,459.
