This post is sponsored and contributed by TD.
Member FDIC, TD Bank N.A.
Your bank is more than just a place to keep your money safe. It should make your life easier and help you to reach financial goals with personalized solutions that meet your needs. TD Bank understands that life happens —and keeps on happening — which is why its team always goes the extra mile for customers like you.
TD aims to understand the story behind every transaction to better serve its customers. Here are five ways your bank should be working for you — and how TD Bank does, every day.
1. Convenient Banking Options
TD Bank offers customers the human side of banking, where the center of it all is you. TD is dedicated to working hard to make its banking experience as easy and convenient as possible.
- Whether you’re walking, biking or driving to the bank, you can get a replacement debit card where, when and how you need it.
- TD Bank’s hours of operation are some of the earliest opens and latest closes in banking to make sure all customers can utilize the bank’s convenient on-location services.* Many TD Bank locations are also open on the weekend with modified hours.
TD’s convenient online banking options allow customers to bank anytime, anywhere. Online features include checking account activity and balances, paying bills automatically, setting up email alerts, accessing account statements and even switching to paperless communication.
Customers can deposit checks from their mobile devices with TD Bank Mobile Deposit, saving you a trip to the bank — and giving you access to your funds as soon as the next business day.
2. Automated Alerts
Easily customize alerts for each of your accounts, debit cards, credit cards, and more can be customized so you are always in control of your banking. TD Alerts can be set up through the TD Bank app as well as through Online Banking on the web.
Customizable alerts allow you to track your balance, manage transactions and plan your financial future by helping you to hit your goals through account monitoring and threshold alerts.
TD Alerts puts you in control of your accounts and helps you manage your finances. An alert for suspicious activity — or even a charge you don’t recognize — can be researched while temporarily locking your debit and credit cards. Alerts about your banking activity can help you to report a debit or credit card that was lost or stolen faster than ever before.
3. Overdraft Protection
TD understands that life happens — and that’s why it offers Overdraft Relief that’s designed to help customers avoid fees as much as possible. With more flexibility and options when overdrafts occur, TD Bank has your back so you can bank stress-free and manage your money with confidence.
- An overdraft of $50 or less will not result in an overdraft fee. If you overdraw your available account balance in your checking account by $50 or less, you won't be charged an overdraft fee.
- In cases where an overdraft fee would apply, TD Bank offers an overdraft relief Grace Period, which gives customers until 11:00 p.m. ET the next business day to rectify an overdraft situation. By depositing money and bringing your available account balance to at least zero dollars, you can avoid the typical overdraft fee.
- Although the overdraft fee will come out of your account once an overdraft occurs, TD Bank will refund the amount, as long as your account is no longer negative at the end of the grace period.
- Smarter banking with TD Bank helps to ensure deposits are in your account and available before any withdrawals are made on the same business day.
4. Financial Guidance
TD Bank helps educate customers on how to make the most of their money with down-to-earth guidance. TD Bank wants customers to succeed in their financial goals — whatever they may be — and aims to provide ongoing support throughout that journey.
- Real employees provide useful tips on household expenses, tracking spending and more on TD’s website through recorded videos.
- TD Bank offers guides on starting and maintaining a budget that fits your lifestyle, finding a checking account for your needs, building credit from square one and more.
- Comprehensive resources about the basics of finances, tools, and support for small businesses, and the latest financial news and how it could impact your wallet are available online at all times.
5. Community Outreach
TD Bank understands thriving communities happen when people work together, give back and look out for one another.
TD proudly serves diverse communities across its 1,300+ locations from Maine to Florida. TD Bank is made up of local employees helping local customers who go above and beyond to deliver a personalized banking experience—all with a smile on their faces.
TD also sponsors various local events and community programs—like the Five Boro Bike Tour in New York, the Miami Fitness Zones in Florida and so many more initiatives that positively impact its customers. It promotes employees’ volunteer efforts and helps support their favorite charities. The bank also offers a network for employees to find causes to support in the area, as well as leadership opportunities to support those causes.
Additionally, TD's committed to bolstering local economies by supporting small businesses — and ensure everyone has an equal opportunity for success. In support of this, TD Bank has created a $100 million equity fund for minority-owned small businesses. Funding for both for-profit and nonprofit organizations is available for groups that are impacting the community in a positive way.
TD Bank: Unexpectedly Human: Customers inspire TD Bank to be Unexpectedly Human. TD Bank helps customers bank how they want and when they want, gives back to the community, and shows up for its colleagues to support their initiatives. TD Bank puts the people at the center of its banking — all with a smile.
See how TD Bank can help make your life easier – banking and otherwise. Learn more today and contact TD Bank Customer Service to get started.
*Based on average store hour data pulled in April 2022 of Top Banks (as defined below) in metropolitan statistical areas in which TD Bank operates ("TD MSAs"), excluding drive-thru hours and hours of locations in retail stores (such as grocery stores). Top banks are the top 20 banks by total deposits across TD MSAs, the top five banks by store share (or by total deposits, if store share is equal) in each TD MSA, and any bank with greater or equal store share compared to TD Bank in each TD MSA ("Top Banks").
Member FDIC ©2023, TD Bank, N.A. and/or its affiliates. All rights reserved. The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
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