FAQs
A flex-cap fund allows investors to diversify their investment portfolio across companies of different market capitalisation, mitigating risk and lowering volatility.
What are the disadvantages of Flexi Cap funds? ›
What are the disadvantages of flexi cap funds? Market volatility: Flexi-cap funds can be volatile due to exposure to different market segments. Managerial discretion: Fund managers' decisions impact performance, which may not always align with your expectations.
What are the rules for Flexi cap fund? ›
Features of Flexi-cap Funds
The only condition that a Flexi-cap Fund needs to satisfy is investing at least 65% of its funds into Indian equities. The fund managers can invest the remaining 35% of their funds in debt instruments or keep it as cash or cash equivalents.
What is the return rate of Flexi Cap fund? ›
1. Current NAV: The Current Net Asset Value of the Quant Flexi Cap Fund as of Aug 07, 2024 is Rs 107.74 for Growth option of its Regular plan. 2. Returns: Its trailing returns over different time periods are: 60.17% (1yr), 25.26% (3yr), 36.06% (5yr) and 16.38% (since launch).
Which is the best Flexi Cap fund in India? ›
These are the top-performing flexi cap mutual funds:
| Flexi cap funds | 5-year return (%) |
|---|
| JM Flexicap Fund | 27.72 |
| Parag Parikh Flexi Cap Fund | 25.96 |
| Edelweiss Flexi Cap Fund | 22.12 |
| PGIM India Flexi Cap Fund | 22.43 |
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Remember that the large cap funds are required 'mandatorily' to invest at least 80% in large cap stocks. There are no such restrictions like this in flexi cap funds though. But the problem is that a vast majority of the 39 schemes in the flexicap category tend to have a very high allocation to large cap stocks.
Which is better, midcap or flexicap? ›
Risk tolerance: Investors with a higher risk tolerance and a longer investment horizon may prefer mid-cap funds for their growth potential despite the higher volatility. Conversely, those seeking a more balanced approach might lean towards flexi-cap funds due to their diversified nature and relative stability.
How much tax do you pay on a Flexi cap? ›
For short-term capital gains (if the investor sells the units within one year of purchase), the gains are categorised as short-term capital gains and are subject to a 15% tax rate.
What are the benefits of a flexi cap fund? ›
A flexi-cap fund can provide the fund manager with greater investment choices and diversification possibilities. Unlike other funds, such as mid-cap or small-cap funds, the size of a company is not a constraint for flexi-cap funds. A flexi-cap fund may invest in any company, regardless of the company's size.
Which Flexi Cap fund is best in 2024? ›
- Parag Parikh Flexi Cap Fund.
- UTI Flexi Cap Fund.
- PGIM India Flexi Cap Fund.
- Aditya Birla Sun Life Flexi Cap Fund.
- SBI Flexi Cap Fund.
- Canara Robeco Flexi Cap Fund.
List of Large Cap Mutual Funds in India
| Fund Name | Category | 1Y Returns |
|---|
| ICICI Prudential Bluechip Fund | Equity | 36.7% |
| Baroda BNP Paribas Large Cap Fund | Equity | 40.2% |
| Nippon India Large Cap Fund | Equity | 36.5% |
| IDBI India Top 100 Equity Fund | Equity | 18.4% |
12 more rowsDifference between large cap and flexi cap funds
Large cap funds focus solely on blue-chip companies with large market capitalization, while flexi cap funds have the flexibility to invest across market capitalisations, diversifying their portfolio to include mid and small-cap stocks alongside large-caps.
Is Flexi Cap fund good for beginners? ›
If you're looking for a mutual fund that allows you to invest across different market capitalisations, flexi cap funds can be a good option. These open-ended and dynamic equity funds have gained popularity as an investment option due to their flexibility and diversification.
Should I invest in a large-cap or flexi cap? ›
Flexi cap funds generally exhibit higher volatility due to exposure to mid and small-cap stocks but may offer higher returns over the long term. Large cap funds tend to be less volatile than flexi cap funds but may offer relatively lower returns.
Which is better, an index fund or a flexi cap fund? ›
Index funds may be better suited for investors who prefer lower risk and those who are happy with market-matching returns. Flexi cap funds, on the other hand, may be better for investors who are willing to take on higher risk for potentially better returns, and for those who trust the expertise of a fund manager.
What are the disadvantages of flexi deposit? ›
What are the disadvantages of Flexi FD? Flexi FDs may have potential penalties for premature withdrawal, complex terms and conditions, limited flexibility, and potential impact on savings goals.
