Florida Retirement - East or West Coast — Villages of Citrus Hills (2024)

Some people considering Florida for retirement already have their minds made up about whether they will live on the east coast or the west coast of Florida.

Maybe they've vacationed or visited a certain area enough to make their minds up. Or maybe they have friends and relatives that live in a certain area, and they want to live near them.

But for others, the decision can be a tough one and certainly much more nuanced than simply choosing between sunrise and sunset.

In this article, we hope to give you a better understanding of the differences between Florida’s east and west coast living and help you decide what best fits your needs and desired lifestyle.

Understanding Florida Migratory Patterns

Before we get into the differences between the two coasts, a little history lesson is in order.

When people first began moving to Florida, people from the Northeast predominately drove south on I-95. They settled along the east coast of Florida, and people from the Midwest headed south on I-75 and settled on the west coast of Florida.

While this isn't as true today as it once was, it’s important to understand that this historical migratory pattern helped to shape the different lifestyles and cultures you'll find on the east and west coasts.

Fast Paced vs. Laid Back

The cities on the east coast of Florida, particularly in the Southeast part of the state, are considered by most to be intense and fast-paced.

On the west coast of Florida, things tend to be more laid-back and slower-paced. Even the bigger cities like Tampa and St. Pete are much less crowded than the major east coast cities while still offering all you could ever want in the way of restaurants, shopping, and entertainment.

Florida's population numbers shed light on this story, with the Miami/Fort Lauderdale/Pompano Beach Metropolitan Area (South East Coast of Florida) having an estimated 5,670,125 people as of the last Census, and the Tampa/St. Petersburg/Clearwater Metropolitan Area (West Coast of Florida) only has an estimated 2,824,724 people.

Affordability

With more people living along the east coast of Florida, home prices and the overall cost of living tend to be higher as the forces of supply and demand kick in.

While there are some well-known pockets of higher home prices and higher costs of living on the west coast, particularly in areas like Naples and Fort Myers, home buyers are learning that in a lot of cases, their dollar stretches further on the west coast, especially in the Nature Coast area where the Villages of Citrus Hills is located.

The Atlantic Ocean vs. the Gulf of Mexico

Something else to consider is that the Atlantic Ocean on the east coast has bigger waves and is much more active than the calm coastal waters of the Gulf of Mexico on the west coast.

And then, of course, there are those sunrises and sunsets. Both are beautiful in their own right, but people tend to prefer one versus the other.

Florida Retirement - East or West Coast — Villages of Citrus Hills (2024)

FAQs

Is it better to retire on the east or west coast of Florida? ›

Locals who prefer to live on the Gulf of Mexico often say that the beaches have softer sand and more gentle waves than the shores of the East Coast. While the East Coast boasts larger cities like Miami, West Coast areas like Tampa Bay also provide a wide range of attractions that appeal to active adult retirees.

Is it better to live on the west coast of Florida or the East Coast of Florida? ›

On the west coast of Florida, things tend to be more laid-back and slower-paced. Even the bigger cities like Tampa and St. Pete are much less crowded than the major east coast cities while still offering all you could ever want in the way of restaurants, shopping, and entertainment.

What is the difference between the West Coast and East Coast of Florida? ›

On the East coast, the sand is rougher and darker, which can make it uncomfortably hot to step on. However, if you prefer waves, “they don't have much waves over there,” he said. “Usually the waves [on the West Coast] are measured in inches, unless there's a tropical storm coming,” Dr. Beach said.

Why is it cheaper to retire in Florida? ›

Florida doesn't tax retirement income

Perhaps the biggest reason people choose to retire in Florida is the state's tax treatment of retirement income. There are plenty of states that don't tax Social Security benefits, but there aren't too many states with no income tax at all.

Is it cheaper to live on the east coast or West Coast of Florida? ›

As with any location, the cost of living varies along Florida's coastline. Generally, Northeast Florida offers a more affordable lifestyle, with Jacksonville's housing costs being lower than the national average. On the other hand, St. Augustine's popularity as a historic destination makes it slightly more expensive.

Is the east or West Coast of Florida safer from hurricanes? ›

While no portion of Florida's extensive coastline is immune from hurricanes, some areas are far more hurricane-prone. Overall, the Gulf Coast has a higher incidence, due to its greater expanse from the western tip of the panhandle all the way east, then south to the Everglades.

Is the East Coast or West Coast of Florida safer from hurricanes? ›

Considering hurricanes of Categories 1 to 5, the most secure regions in Florida include Central Florida (for instance, Orlando), Northeast Florida (such as Palatka), Central West Florida (Tampa), and North Central Florida (including Gainesville).

Which Florida coast is best for retirement? ›

Starting with the most obvious choice, as Boca has always been known as one of the best beach towns in Florida to retire. The weather in this city is almost always delightful, it's got one of the lowest crime rates anywhere, and the medical care available in this Atlantic coast city is second to none.

Which side of Florida is best to live? ›

North central Florida is known for natural spring and manatees, adding to the allure of Gainesville, a college town we rank as our top pick. South Florida, including Miami, fared worse in part because of higher cost of living and natural risk disaster.

Which side of Florida gets more hurricanes? ›

Regions Most Impacted by Hurricanes

Hurricane activity varies across the state, with specific regions facing a higher risk of getting hit by storms. Historically, Northwest Florida and the Florida Keys have been the hardest hit regions.

Which side of Florida has warmer water? ›

Florida's Gulf Coast, which is famous for its powder-like, white-sand beaches and emerald-hued waters, offers beachgoers a slightly warmer water temp (up to 5° more in the summer months) and calmer waters which is great for watersport activities such as stand-up paddleboarding and kayaking.

Why are retirees leaving Florida? ›

Inflation and stock market dips have also negatively impacted their financial situation. In response, seniors are seeking more affordable places to call home. For example, many are moving to Limestone County, Alabama, the fastest-growing county in the state.

Can I retire in Florida on $3000 a month? ›

Q: Can I retire in Florida on $3,000 a month? A: According to a GOBakingRates study, there are several cities in Florida where you can live on $3,000 — or even less — each month, including Pensacola and Panama City.

Is the east coast of Florida warmer than the west coast of Florida? ›

In Florida, both the east coast and the west coast have warm temperatures. However, the east coast, which includes cities like Miami and Fort Lauderdale, tends to be slightly warmer than the west coast. So, if you're looking for warmer weather, the east coast is a great choice!

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