Mutual fund calculator: ₹1000 monthly SIP can make you a crorepati (2024)

FAQs

How much SIP is needed for 1 crore? ›

With a SIP amount of Rs 30,000 with 0% annual increase, the investor will be able to reach Rs 1 crore in 12 years and 4 months. With a SIP amount of Rs 40,000 with 0% annual increase, the investor will be able to reach Rs 1 crore in 10 years and 6 months.

Take for example you want to invest Rs. 1,000 per month for 12 months at a periodic rate of interest of 12%. which gives Rs 12,809 Rs approximately in a year. The rate of interest on a SIP will differ as per market conditions.

Investing $1,000 a month for 20 years would leave you with around $687,306. The specific amount you end up with depends on your returns -- the S&P 500 has averaged 10% returns over the last 50 years. The more you invest (and the earlier), the more you can take advantage of compound growth.

How to accumulate a Rs 10 crore corpus in 10 years? Assuming an expected return rate of 12 per cent per year, an investor would need to invest Rs 4.34 lakh per month in equity funds through SIP to create a corpus of over Rs 10 crore in 10 years.

If you start investing via SIP at 35, the monthly SIP required is Rs 53,000 to reach Rs 10 crore. If you start investing via SIP at 45, the monthly SIP required is Rs 1,98,000 to reach Rs 10 crore. If you start investing via SIP at 50, the monthly SIP is required Rs 4,30,000 to reach Rs 10 crore.

Ideal SIP to amass ₹5 crore if you are 35 years old

According to the Upstox SIP calculator, a 35-year-old would need to invest ₹27,000 per month for the next 25 years to build a corpus of ₹5 crore by the age of 60, assuming a 12 per cent annual rate of return and monthly compounding.

You also have n = 10 years or 120 months. FV = Rs 1,84,170. So, the future value of a SIP investment of Rs 1,000 per month for 10 years at an estimated rate of return of 8% is Rs 1,84,170.

How much is Rs. 1,000 for 5 years in SIP? If you invest Rs. 1,000 per month through SIP for 5 years, assuming 10% return. The estimate total returns will be Rs. 18,082 and the estimate future value of your investment will be Rs. 78,082.

If you invest Rs 1000 for 20 years , if we assume 12 % return , you would get Approx Rs 9.2 lakhs. Invested amount Rs 2.4 Lakh. Hope that helps.

According to our calculations, a $1000 investment made in February 2014 would be worth $5,971.20, or a gain of 497.12%, as of February 5, 2024, and this return excludes dividends but includes price increases. Compare this to the S&P 500's rally of 178.17% and gold's return of 55.50% over the same time frame.

How much is $1000 a month for 5 years? ›

In fact, at the end of the five years, if you invest $1,000 per month you would have $83,156.62 in your investment account, according to the SIP calculator (assuming a yearly rate of return of 11.97% and quarterly compounding).

If an investor invests INR 20,000 per month for a period of 5 years, he will be able to earn INR 17 lakh as the overall income generated from SIP. The total investment in the tenure of 5 years will be only INR 12 lakh.

If you were to stay invested for a shorter duration, say 20 years, you'd invest Rs 2,40,000, but your portfolio value would be Rs 9.89 lakh. A decade-long investment of Rs 1,000 per month would equal Rs. 2,30,038, as compared to Rs. 1,20,000 invested over the same period.

On how much return one can expect from one's monthly equity mutual funds SIP of ₹1,000 for 30 years; Vinit Khandare, CEO & Founder at MyFundBazaar India Private Limited said, "Keeping a monthly equity mutual fund SIP amount of ₹1000 for a tenure of 30 years, an investor could expect a corpus of ₹63,55,414, assuming the ...

Now, assume you want to become a crorepati but don't know how much to invest or for how long. In this article, we will look at how to build a Rs 1 crore corpus throughout various time periods. To make a corpus of Rs 1 crore in 10 years, one must invest Rs 44,000 monthly.

Motilal Oswal Focused Fund Direct-Growth

Minimum investment: The minimum SIP investment is ₹500. Lock-in period: There is no lock-in period for this fund. Returns (p.a): The one-year return of the fund is 15.33%. Risk: The fund carries a very high risk.

If you invest Rs. 50,000 per month in a SIP for 5 years, the total investment would amount to Rs. 30 lakhs. Assuming an average annual return of 12%, the estimated corpus at the end of 5 years would be approximately Rs.

With the help of compounding, your monthly investment of 10000 can help you accumulate Rs 1 crore, Rs 1.9 crore, and Rs 3.5 crore in 20, 25, and 30 years, respectively, even if you manage to get 12 per cent annualised returns from your mutual fund investments.