Thrift Savings Plan G Fund Monthly Returns Monthly Insights: Thrift Savings Plan Monthly Returns (2024)

FAQs

Thrift Savings Plan G Fund Monthly Returns Monthly Insights: Thrift Savings Plan Monthly Returns? ›

Thrift Savings Plan G Fund Monthly Returns is at 0.38%, compared to 0.33% last month and 0.35% last year. This is higher than the long term average of 0.37%.

G Fund Returns

The G Fund has earned a compound annualized return of 4.2% since August 1990. Its year-to-date return is 1.36%, and its 1-year return is 4.35%. A $1,000 investment in 1990 would be worth $4,049 today.

The G Fund is invested in U.S. Treasury securities specially issued to the TSP. Payment of principal and interest is guaranteed by the U.S. government. Thus, there is no “credit risk.”

The Thrift Savings Plan (TSP) is a defined contribution retirement savings and investment plan that offers Federal employees the same type of savings and tax benefits that many private corporations offer their employees under 401(k) plans.

The way the interest rate is calculated on the G Fund, along with investing in short-term maturities, gives TSP investors the advantage receiving longer-term rates. In plain English, you get a very good deal the rest of America's investors do not get. Short-term notes are safer.

Thrift Savings Plan G Fund Monthly Returns is at 0.38%, compared to 0.33% last month and 0.35% last year.

The C Fund has grown 7.49% in 2024, marking the best performance among the TSP's core funds.

G Fund (Government Securities Investment Fund):

The G Fund is often considered the safest option among TSP funds.

The G-fund can be an incredible tool but is rarely the best option for your entire portfolio. Because everyone's situation is different, the best portfolio is invested in the mix of funds that matches your stage of life and financial situation, but almost always should include some stocks.

How do I get my Thrift Savings Plan money? ›

The conservative funds are the G and F funds and the aggressive funds are the C, S, and I funds.

Submit your withdrawal forms directly to the TSP Service Office. To reach the Service Office, call the TSP ThriftLine at 1-TSP-YOU-FRST (1-877-968-3778) or the TDD at 1-TSP-THRIFT5 (1-877-847-4385). Outside the U.S. and Canada, please call 1-504-255-8777.

Yes, please! The government matches your contributions up to 5% (including Roth TSP!), doubling your retirement savings growth. Low fees: Compared to traditional IRAs and many 401(k)s, the TSP boasts incredibly low fees, meaning more of your money goes towards building your nest egg.

Established by Congress in the Federal Employees' Retirement System Act of 1986, the TSP offers the same types of savings and tax benefits that many private corporations offer their employees under 401(k) plans.

TSPs and 401(k) plans are alike in giving employees tax advantages over other approaches to saving for retirement. For federal employees, TSPs' automatic contributions, higher employer matches and low fees probably make them a superior choice.

The TSP C-Fund which approximates the S&P 500, has had an average annual 12.29 percent gain between 1988 and 2020; the TSP F-Fund, a broad index representing the U.S. bond market, has had an average annual 6.29 percent from 1988 to 2020; and the G-fund, long term U.S. Treasury notes, has had an average annual of 4.70 ...

The F Fund (bonds) and the C, S, and I Funds (stocks) have higher potential returns than the G Fund (government securities). But stocks and bonds also carry the risk of investment losses that the G Fund does not have.