Verizon Visa® Card | Earn up to 4% in rewards (2024)

FAQs

How does Verizon Visa Rewards work? ›

There is no specific starting credit limit for the Verizon Credit Card included in the card's terms. However, cardholders report credit limits as low as $2,000 and as high as $8,000. For the most part, Verizon Credit Card credit limits depend on each applicant's overall creditworthiness.

The credit score you need for the Verizon Credit Card is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

Verizon Dollars have no cash value and are issued for reward purposes only and cannot be purchased, sold, transferred, redeemed for cash or Verizon gift cards, or used for security deposits for Verizon Wireless Account services or Verizon Fios Account services.

In most cases, rewards cards are worth it — as long as you're not carrying a balance and the annual fee is less than the value of the rewards you earn each year.

Chip Lupo, Credit Card Writer

Yes, a $25,000 credit limit is good, as it is above the national average.

Adam McCann, Financial Writer

A good credit limit is around $30,000, as that is the average credit card limit, according to Experian. To get a credit limit this high, you typically need an excellent credit score, a high income, and little to no existing debt.

The highest credit card limit you can get is over $100,000 according to reports from credit card holders. But like most credit cards in general, even the highest-limit credit cards will only list minimum spending limits in their terms. The best high limit credit cards offer spending limits of $10,000 or more.

Applicants with strong credit profiles may be approved for service without additional requirements, while those with less favorable credit histories may be subject to additional conditions, such as a security deposit or a cosigner.

Does Verizon raise your credit? ›

Will paying my phone bill build credit? The short answer: No, paying your phone bill will not help you build up credit. Phone bills for service and usage are not usually reported to major credit bureaus, so you won't build credit when paying these month to month.

On top of those “Visa Traditional” perks, Visa Signature credit cards give you extended warranties, a detailed year-end summary and travel assistance services. Visa Signature have more benefits than regular Visa cards because they're for customers with better credit and more income.

Yes, the Verizon Credit Card is made of metal, but only the Visa Signature version. The regular Visa version is made of plastic, like most credit cards on the market. When you apply for the card, you'll be considered for both the Visa and the Visa Signature version.

The Verizon Visa Signature® Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc.

However, cardholders report credit limits as low as $2,000 and as high as $8,000. For the most part, Verizon Credit Card credit limits depend on each applicant's overall creditworthiness.

The program offers a wide range of special offers, perks, and discounts on tech accessories, dining, sports, concerts, apparel, and more. Every billing cycle Verizon adds a credit to your Verizon Up account. Once in your account, you have thirty days to redeem the credit for Verizon rewards.

A Virtual Visa Reward Card is a prepaid Visa, complete with unique numbers, that is delivered instantly via email. It can be used anywhere that Visa is accepted, both online or by phone.