Mutual Funds NAV History: Check MF Historical Returns Online (2024)

Mutual fund NAV is the per-unit market value of a mutual fund scheme on a particular day. Mutual fund NAV history is the NAV of a mutual fund over a period of time. You can look at mutual fund NAV for a week, a month, a quarter, a year, five years, ten years, since inception, and so on.

Comparing a fund's NAV across a period of time can be a fair indicator of the fund's performance. If the NAV is increasing, it means that the fund has been providing returns. For instance, comparing an MF's NAV history over 5 years can tell you the mutual fund performance over 5 years. If there is no sharp fall in an MF's NAV, it means it has been providing consistent returns.

Let's understand with an example.

For instance, let's assume that the NAV of a mutual fund XYZ was ₹17 at the beginning of 2015. Let's consider the average NAV over a 5-year period

As you can see in this example, comparing historical mutual fund NAV can tell you that XYZ fund did not perform well in 2016, but picked up after that.

At the end of 2019, the mutual fund 5-year return can be calculated by dividing the sum of the starting NAV and ending NAV by the total number of years.

NAV is the per-unit value of a single fund, which comprises the net of all assets, liabilities, and expenses of a mutual fund on a given date. In other words, it gives the market value of a particular unit. This is why comparing mutual fund historical NAV can give you a peek into how the mutual fund has performed over a period of time.

It will be incorrect to compare mutual fund historical NAV across funds. This is because the total market value, outstanding shares, and assets and liabilities will differ from one fund to another. Instead, you should compare returns, like mutual fund 1-year return or mutual fund 5-year return to compare the performance of mutual funds.

In summary, historical NAV or looking at MF NAV history is a good indicator of an individual mutual fund's performance over a period of time while comparing returns of mutual funds is a good metric to use to compare performance across funds.

There is no thumb rule on how often you must check a mutual fund's NAV. Keeping tabs on a fund's NAV can help you keep tabs on the mutual fund's returns. You can view a fund's historical NAV for a week, a month, a quarter, a year, or even since inception. Looking at historical NAV will give you an in-depth view of the fund's performance to date.

You should also check an MF's NAV if there is any major news in the market or a big economic event that could potentially affect the NAV of your fund. This will ensure that you are on top of any big changes that may reflect in your MF's NAV.

There are three main sources that you can tap into to check an MF's historical NAV:

• Individual AMC websites
• The Association of Mutual Funds of India (AMFI) NAV history page
• ET Money

Since AMCs are required to update the NAV of funds on an everyday basis, the most authentic source to check a mutual fund's NAV history is on the AMC's website itself.

AFMI then collates the information from individual AMC pages to give investors a comprehensive snapshot of mutual fund historical NAV on its page. All you must do is enter the AMC's name, the fund's name and choose the time period to get a historical snapshot.

NAV cut-off is the time before which you need to invest to get the end-of-day NAV provided few other conditions are met.

• Historical NAV of select fund

  Select the fund of choice to view the past NAVs

• Time period

  Enter the date range (upto 6 months) in which you want to check the NAV values

• Fund details

  Click on the fund to view other details and track performance